Free Calculator – 2025 Tax Year

Texas Property Tax Estimator

Estimate your annual Texas property tax by county – including the homestead exemption, over-65 freeze, and disabled veteran exemptions. Updated for 2025 law changes.

Your Property

2025 Tax Year $140K Homestead Exemption All 254 Counties

County

Appraised (market) value

Use your county appraisal district’s most recent assessed value

Exemptions

Homestead exemption $140,000 off school district value for primary residence (2025 rate per Prop 13) Over-65 / disabled additional exemption Additional $60,000 off school district value + tax ceiling on school taxes (2025 rate per SB 23) 100% disabled veteran exemption Full exemption – 100% VA disability rating eliminates all property tax on homestead

Your Estimate

Select your county, enter your home value, choose your exemptions, and click Estimate my property tax.

Estimated Annual Property Tax

–

approx. – per month

Property Value

Appraised (market) value–

Homestead exemption (school)–

Over-65 / disabled exemption (school)–

Veteran partial exemption–

Estimated taxable value–

Tax Calculation

County effective rate (approx.)–

Estimated annual tax–

Estimated monthly (escrow)–

Estimate only. This calculator uses the average effective total property tax rate for each county based on Texas Comptroller data, reflecting the combined average burden from school districts, county government, cities, MUDs, and other local taxing entities. Because rates vary by your property’s exact location within a county, your final tax bill may be higher or lower. Contact your county appraisal district for your exact rate and taxable value. Exemption figures reflect 2025 law.

About This Estimate

How this estimate is calculated. This calculator uses the average effective total property tax rate for each Texas county based on data published by the Texas Comptroller. The estimate reflects the combined average tax burden from school districts, county government, cities, MUDs, and other local taxing entities. Because actual tax rates vary by your property’s exact location within a county, your final tax bill may be higher or lower than this estimate.
2025 exemption amounts. The $140,000 school district homestead exemption was increased from $100,000 by Texas Proposition 13 in November 2025. The over-65 additional exemption increased from $10,000 to $60,000 under SB 23 (2025). These figures are reflected in this calculator.
The 10% appraisal cap. If your home has an active homestead exemption, your taxable value can only increase by 10% per year regardless of market value changes. This calculator uses the appraised value you enter – if your taxable value is already capped below market value, your actual tax bill may be lower than this estimate.
Over-65 tax ceiling. Homeowners 65 or older qualify for a school district tax ceiling that freezes their school tax amount at the level from the year they first qualified. This calculator models the reduced taxable value but cannot calculate your specific ceiling without knowing your freeze year.
Veteran exemptions. Partial VA disability exemptions ($5,000-$12,000) stack with the homestead exemption. A 100% disability rating results in a full exemption. Surviving spouses of 100% disabled veterans may also qualify.